{"id":1711,"date":"2022-04-12T17:18:00","date_gmt":"2022-04-12T15:18:00","guid":{"rendered":"https:\/\/sermaseguros.es\/?p=1711"},"modified":"2022-04-12T19:17:38","modified_gmt":"2022-04-12T17:17:38","slug":"quines-assegurances-necessites-per-el-teu-negoci","status":"publish","type":"post","link":"https:\/\/sermaseguros.es\/ca\/quines-assegurances-necessites-per-el-teu-negoci\/","title":{"rendered":"Quines assegurances necessites pel teu negoci?"},"content":{"rendered":"\n

Segons la activitat que t\u00e9 la teva empresa, haur\u00e0s de tenir en compte que hi ha assegurances que pel teu negoci seran obligat\u00f2ries i d’altres que garantiran la seguretat de la nostra empresa. \u00c9s important con\u00e8ixer que hi ha assegurances obligat\u00f2ries i altres opcionals.<\/p>\n\n\n\n

Assegurances obligat\u00f2ries<\/a><\/strong><\/p>\n\n\n\n

Vehicles. <\/strong>En cas de comptar amb una flota de cotxes, tractors, grues\u2026 aquests han d\u2019estar coberts.<\/p>\n\n\n\n

Responsabilitat Civil.<\/strong> <\/a> S\u00f3n aquelles que cobreixen els danys a tercers<\/strong> que ocasioni l’empresa o un aut\u00f2nom garantint la continu\u00eftat de l’activitat empresarial.<\/p>\n\n\n\n

Multirisc<\/strong>. Normalment s\u00f3n espec\u00edfiques per a pimes i comer\u00e7os que comptin amb oficines o locals. Aquestes assegurances cobreixen els danys ocasionats per un accident (robatori, inundacions, incendis\u2026). Amb aquesta asseguran\u00e7a, garanteixes la continu\u00eftat del negoci.<\/p>\n\n\n\n

El sector de la construcci\u00f3 necessita l\u2019asseguran\u00e7a Decennal<\/strong>.<\/a> Aquesta garanteix qualsevol incident que es pugui produir en un habitatge o un edifici fins a 10 anys despr\u00e9s a la seva edificaci\u00f3.<\/p>\n\n\n\n

Accidents<\/strong>. Si tens treballadors, aquesta asseguran\u00e7a \u00e9s obligat\u00f2ria. En la majoria dels casos \u00e9s de car\u00e0cter col\u00b7lectiu i cobreix tots els empleats davant accidents, incapacitat permanent o mort.<\/p>\n\n\n\n

Assegurances recomanables<\/strong><\/p>\n\n\n\n

D&O<\/strong>. Assegurar les reclamacions que et presentin com a directiu\/va o administrador\/a per actes incorrectes comesos en l\u2019exercici de les teves funcions.<\/p>\n\n\n\n

Salut i vida<\/strong>. Dos productes diferents i cada dia m\u00e9s sol\u00b7licitats. Es contracten de forma col\u00b7lectiva. Els permet estar coberts abans qualsevol eventualitat que els pugui oc\u00f3rrer tamb\u00e9 fora de la feina.<\/p>\n\n\n\n

Ciber<\/strong>. Aquestes p\u00f2lisses acostumen a cobrir robatoris de dades, suplantaci\u00f3 d\u2019identitat, atacs de hackers, assist\u00e8ncia t\u00e8cnica i responsabilitat civil en cas que el dany sigui a tercers, aix\u00ed com les despeses ocasionades per aquests ciberatacs.<\/p>\n\n\n\n

Asseguran\u00e7a de cr\u00e8dit<\/strong><\/p>\n\n\n\n

Amb l\u2019asseguran\u00e7a de Cr\u00e8dit podr\u00e0s controlar el risc d\u2019impagament dels teus clients i accedir amb garanties a nous mercats.<\/p>\n\n\n\n

Asseguran\u00e7a de transport de mercaderies<\/strong><\/p>\n\n\n\n

Protegir les mercaderies que transportar\u00e0s.<\/p>\n\n\n\n

En definitiva, si cerques informaci\u00f3 sobre quines assegurances necessita la teva empresa<\/strong>, des de SERMA ASSEGURANCES<\/a><\/strong> <\/a>t’ajudarem a trobar les millors solucions per al teu negoci.<\/p>\n\n\n\n

Llegir m\u00e9s articles al blog<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Segons la activitat que t\u00e9 la teva empresa, haur\u00e0s de tenir en compte que hi ha assegurances que pel teu negoci seran obligat\u00f2ries i d’altres que garantiran la seguretat de la nostra empresa. \u00c9s important con\u00e8ixer que hi ha assegurances obligat\u00f2ries i altres opcionals. Assegurances obligat\u00f2ries Vehicles. En cas de comptar amb una flota de […]<\/p>\n","protected":false},"author":2,"featured_media":1735,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[10],"tags":[27,31,28,30],"class_list":["post-1711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-ca","tag-assegurances","tag-comerc","tag-empresa","tag-resposabilitat-civil"],"acf":[],"yoast_head":"\nQuines assegurances necessites per el teu negoci?<\/title>\n<meta name=\"description\" content=\"\u00c9s molt important que conegui les assegurances obligat\u00f2ries que necessita el teu negoci segons la seva activitat.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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