{"id":1874,"date":"2022-09-12T17:26:09","date_gmt":"2022-09-12T15:26:09","guid":{"rendered":"https:\/\/sermaseguros.es\/?p=1874"},"modified":"2022-09-13T13:48:58","modified_gmt":"2022-09-13T11:48:58","slug":"asseguranca-multirisc-empresarial","status":"publish","type":"post","link":"https:\/\/sermaseguros.es\/ca\/asseguranca-multirisc-empresarial\/","title":{"rendered":"Asseguran\u00e7a Multirisc Empresarial."},"content":{"rendered":"\n<p>Una de les assegurances obligat\u00f2ries per a qualsevol companyia \u00e9s, precisament<a href=\"https:\/\/sermaseguros.es\/seguros-empresas\/\">, <\/a><a href=\"https:\/\/sermaseguros.es\/ca\/assegurances-empreses\/\">l\u2019asseguran\u00e7a multirisc empresarial.<\/a> Totes les empreses estem exposades a milers de riscos, molts dels quals ni sabem que existeixen.<br>\u00c9s per aquest motiu pel qual en aquest blog volem oferir-te una perspectiva global del segur multirisc empresarial.<\/p>\n\n\n\n<p><strong>Qu\u00e8 \u00e9s l\u2019asseguran\u00e7a multirisc empresarial?<\/strong><br>\u00c9s una soluci\u00f3 destinada tant a pimes com grans empreses que atorga una cobertura integral. En aquest sentit, protegeix no sols el patrimoni i els b\u00e9ns materials de l&#8217;empresa com les persones que desenvolupen l&#8217;activitat d&#8217;aquesta.<\/p>\n\n\n\n<p><strong>En qu\u00e8 consisteix l\u2019asseguran\u00e7a Multirisc Industrial?<\/strong><br>En primer lloc, amb l\u2019asseguran\u00e7a de multirisc per a naus industrials, tallers o magatzems, protegir\u00e0 al complet la teva empresa, els seus b\u00e9ns i els seus productes. Cobrint, des de les despeses ocasionades per incendi o robatori, fins al trasllat dels b\u00e9ns assegurats a un local provisional.<br>I en segon lloc, protegir\u00e0s la teva economia i el teu patrimoni. Amb la cobertura de p\u00e8rdues de beneficis, tindr\u00e0s coberta l&#8217;estabilitat econ\u00f2mica de la teva empresa. Indemnitzant-te en el cas que la teva activitat es vegi interrompuda. A m\u00e9s, estaran coberts els desperfectes que puguin patir els teus productes o la teva maquin\u00e0ria.<br><\/p>\n\n\n\n<p><strong>Cobertures de l\u2019asseguran\u00e7a de Multirisc<\/strong><br><strong>Cobertures b\u00e0siques:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Incendis<br>Amb el multirisc industrial es cobreixen els danys materials deguts a incendi, explosi\u00f3 o caiguda de llamp. A m\u00e9s, tamb\u00e9 estan coberts els danys generats per les intervencions que hagin de fer les autoritats per a la seva extinci\u00f3 i salvament.<\/li><\/ul>\n\n\n\n<p><strong>Despeses complement\u00e0ries cobertes<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>B\u00e9ns temporalment despla\u00e7ats. Queden coberts els danys en els b\u00e9ns temporalment despla\u00e7ats per al seu manteniment, reparaci\u00f3 o exposici\u00f3.<\/li><li>B\u00e9ns de tercers. Estaran assegurats els b\u00e9ns de tercers situats dins del local assegurat, sempre que estiguin relacionats amb l&#8217;activitat. No existeixi cobertura per una altre asseguran\u00e7a contractada i siguin b\u00e9ns no exclosos les condicions de la p\u00f2lissa.<\/li><li>Honorari de Professionals externs que hagin intervingut en el restabliment dels b\u00e9ns assegurats.<\/li><li>Obtenci\u00f3 de permisos i llic\u00e8ncies. Amb la p\u00f2lissa multirisc tindr\u00e0 cobert les despeses per a l&#8217;obtenci\u00f3 de permisos i llic\u00e8ncies d&#8217;obres per al restabliment del seu local.<\/li><li>Maquin\u00e0ria i mat\u00e8ries primeres estrangeres.<\/li><li>B\u00e9ns dels empleats afectats pel sinistre en el local assegurat.<\/li><li>Inhabilitaci\u00f3 Temporal. La p\u00f2lissa multirisc es far\u00e0 c\u00e0rrec de les despeses de lloguer d&#8217;un local de similars caracter\u00edstiques, durant el temps que no pugui ser utilitzat el local assegurat.<\/li><li>Danys ocasionats a obres menors.<\/li><\/ul>\n\n\n\n<p><strong>Cobertures opcionals<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Responsabilitat Civil. Responsabilitat civil d&#8217;explotaci\u00f3 i patronal. Aix\u00ed com les despeses i fiances en causes civils o penals. A m\u00e9s, tamb\u00e9 ser\u00e0 possible incloure la RC de productes o post-treballs. <\/li><li>Mercaderies en cambres frigor\u00edfiques. Amb aquesta cobertura es cobreixen els danys materials o deterioracions sofertes per exist\u00e8ncies incloses en la p\u00f2lissa i conservades en cambres i aparells frigor\u00edfics.<\/li><li>Indemnitzaci\u00f3 per interrupci\u00f3 temporal, total o parcial, de l&#8217;activitat assegurada. Podent cobrir despeses fixes o despeses fixes i beneficis. \u00c9s a dir, p\u00e8rdua de beneficis.<\/li><li>Trencament de vidres, r\u00e8tols, aparells sanitaris i plaques solars.<\/li><li>Danys el\u00e8ctrics.<\/li><li>Equips electr\u00f2nics.<\/li><li>Avaria de maquin\u00e0ria.<\/li><li>Defensa Jur\u00eddica<\/li><\/ul>\n\n\n\n<p>Si est\u00e0s pensant a contractar una asseguran\u00e7a multirisc empresarial. No et preocupis per res! Des de les nostres oficines ens encarregarem de trobar la p\u00f2lissa que m\u00e9s et convingui. Tamb\u00e9 ens encarregarem de tota la sol\u00b7licitud i de la documentaci\u00f3 perqu\u00e8 tu nom\u00e9s et preocupis de desenvolupar la teva activitat laboral. <a href=\"https:\/\/sermaseguros.es\/ca\/contactans\/\">Contacta&#8217;ns<\/a><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Asseguran\u00e7a Multirisc Empresarial<\/p>\n","protected":false},"author":2,"featured_media":1871,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[63,64,10],"tags":[27,55,28,57,56],"class_list":["post-1874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances","category-empresa-assegurances","category-uncategorized-ca","tag-assegurances","tag-directius","tag-empresa","tag-gerents","tag-responsabilitat-civil"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Asseguran\u00e7a Multirisc Empresarial. - 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